Raising Finance for Your Business

Sources of business loans and finance

About this Site

Welcome to the online version of "Raising Finance for Your Business". On this site, you can read the full of "Raising Finance for Your Business". This book provides advice on funding a business, getting a business loand, as well as looking at the lending market and sources of finance. You can also check out the author's blog, interact in the forum, find useful websites in the directory, sign up for our newsletter, or download the PDF version of the ebook from the online store.

About the Author

Mark Blayney trained as an accountant with PricewaterhouseCoopers and for the last ten years has specialised in the areas of raising finance for businesses and restoring the value of companies in difficulty. He runs Creative Strategy, a business strategy turnaround consultancy and Creative Finance, an asset-based finance brokerage raising cash for businesses:

Chapter List

Introduction A: Understanding Your Business’s Finances; B:The Sources Of External Business Finance; C: Specific Financing Situations;
Why Does Your Business Need Cash? Investment And Working Capital; Who Needs The Money? Your Business’s Legal Status; Two Special Cases;
Understanding Your Business’s Accounts What Are Accounts And Why Are They Important?; How Are Accounts Prepared?; What Is In Each Part Of The Accounts?; What Information Can You Find In The Profit And Loss Account?;
Assets And Liabilities What Does The Balance Sheet Tell You?; Understanding Financial Stability; Understanding Financial Efficiency; Return On Capital Employed; Return On Investment; Having Faith In Numbers;
How Much Cash Does Your Business Need? Statement Of Source And Application Of Funds; Cashflow Forecasting;
Where Does The Cash Come From And What Are The Issues? What Are The Sources Of Business Cash?; How Do You Go About Raising Cash?; What Are The Issues To Be Aware Of?; Debt Or Equity Source?;
Debt What Is Debt?; Who Can Your Business Borrow From?; Keeping Yourself Safe; What Sort Of Borrowings Are Available?; Sources Of Advice; Islamic Finance;
Borrowing From Banks Managing Your Bank Manager; What Can You Borrow?; Security From Outside The Business; What Is Changing In The Lending Market; How Much You Can Borrow From Different Sources; Business Borrowing Ability Ready Reckoner; What To Look Out For When Borrowing; Mo
Borrowing On Or For Fixed Assets Financing Fixed Assets; Property Finance; Commercial Mortgages; Bridging; Sale And Leaseback; Pension Purchase; Plant And Machinery Finance; Raising Cash From Plant And Machinery;
Borrowing For Working Capital Factoring And Invoice Discounting; Funding Stock And Trading;
Grants The Practical Issues; What Do Grants Cover?; Assistance With Obtaining Grants;
Equity Finance Shares And Dividends; Financial Promotions; What Issues Do You Need To Consider?; How Much Is Your Business Worth?;
Sources Of Equity Finance Informal Sources; Business Angels; Venture Capitalists; Public Listing;
Funding A Start-Up You As The Business Owner; Bootstrapping; External Funding;
Financing An Acquisition Where Do You Get The Money?; What Form Of External Finance Is Right?; Equity; Grants; Debt; Types Of Debt Finance; How Do You Raise Cash?; Vendor Finance; Financial Assistance;
Funding Property Development Specialist Property Development Funding Products; Commercial Bridging Loans And Mortgages; Top-Up Funding; Joint Ventures With Developers For Owner Occupiers; Self-Build Development Loans For Owner Occupiers; Raising Property Development Finance;
Funding A Turnaround Wealth Warning; Is The Company Insolvent?; Do You Have Sufficient Cash For The Immediate/Foreseeable Future?; Will Your Lenders Continue To Support You?; Managing A Cash Crisis;